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Do I Qualify?
There are many guidelines. At a minimum, you must meet the following.
Be low-income
Click to view the HUD Income Requirement Range
Have stable income and rental history
You must have a minimum of two years in the same job and no evictions.
Meet the credit guidelines
This includes paying off all collections, judgments, and repossessions appearing on a credit report.
Be a first time home buyer
You cannot have owned a property in the past or had a home foreclosed on.
Consent to a background, sex offender, and credit check
This will include your credit history and criminal and sex offender registries. You must have a clean record.
Be willing to partner
Applicants will need to do Sweat Equity -a minimum of 350 hours of volunteer work on their home.