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Do I Qualify?

There are many guidelines. At a minimum, you must meet the following.

Be low-income

Click to view the HUD Income Requirement Range

Have stable income and rental history

You must have a minimum of two years in the same job and no evictions.

Meet the credit guidelines

This includes paying off all collections, judgments, and repossessions appearing on a credit report.

Be a first time home buyer

You cannot have owned a property in the past or had a home foreclosed on.

Consent to a background, sex offender, and credit check

This will include your credit history and criminal and sex offender registries. You must have a clean record.

Be willing to partner

Applicants will need to do Sweat Equity -a minimum of 350 hours of volunteer work on their home.

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Need to contact us by phone? (505) 265-0057

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